Educational Opportunity Fund (EOF)

For New Jersey residents who meet the academic and economic requirements to qualify, our Educational Opportunity Fund (EOF) Program provides an opportunity to attend Caldwell University by offering academic, financial and support services to assist those students meet their educational goals.

If you are interested in this program, apply to Caldwell University and indicate your interest in our application.

The EOF Program

The Educational Opportunity Fund (EOF) program, in partnership with Caldwell University, provides financial and educational assistance to eligible students who come from lower-income families. EOF students at Caldwell University receive supportive services such as academic and career advisement, tutoring, and academic skills workshops. The EOF program s guided by a caring and professional staff that stands ready to assist in making the path to a college degree a qualitative educational experience.

How Do I Qualify?

To qualify for the EOF program you must:

• Be a New Jersey resident for at least one year.
• You must be a US citizen, legal resident or dreamer.
• Have a high school diploma or G.E.D. certificate.
• Have taken the SAT or ACT (optional) (with essay) and meet EOF Academic requirements.
• Meet income eligibility guidelines as set by the NJ Commission on Higher Education.
• Possess the potential and genuine interest in completing a bachelor’s degree program.

Undergraduate Eligibility:

• Must demonstrate an educationally and economically disadvantaged background.
• Must be a New Jersey resident 12 consecutive months prior to receiving the award.
• Must apply and be accepted to a participating New Jersey college or university.
• Must meet the academic criteria as set by the institution of choice.
• Must file a Free Application for Federal Student Aid (FAFSA) or the New Jersey Alternative Financial Aid Application.

What Can I Expect?

The EOF Pre-Freshman Summer Program at Caldwell University is offered to high school graduates in the summer after your graduation. This required five week residential summer enrichment program is designed to strengthen your preparation for college-level work and academic success. This exceptional program also provides students with time to become familiar with the campus and faculty while earning college credits!

The Achievement Motivation Workshop Program is a series of workshops designed to assist students like yourself reach your personal and academic goals. These workshops are held during the Pre-Freshman Summer Program and throughout the academic year. They enable our students to focus upon specific skills that will enhance their academic experiences.

What are the Financial Requirements?

Financial eligibility for EOF is based on the size of the family and the combined gross household income.

2025-2026 EOF FINANCIAL ELIGIBILITY SCALE WITH ASSET CAP CALCULATION

Household Size	Gross Income (Not to Exceed)	Max. Asset Cap (Not to Exceed)
1	$30,120	$6,024
2	$40,880	$8,176
3	$51,640	$10,328
4	$62,400	$12,480
5	$73,160	$14,632
6	$83,920	$16,784
7	$94,680	$18,936
8	$105,440	$21,088
***	Add $10,760 for each additional family members	Add $2,152 for each additional family member

2024-2025 EOF MAXIMUM FINANCIAL ELIGIBILITY FOR DISCRETIONARY STUDENTS

Household Size	Gross Income (Not to Exceed)	Max. Asset Cap (Not to Exceed)
1	$42,319	$8,464
2	$57,436	$11,487
3	$72,554	$14,511
4	$87,672	$17,534
5	$102,790	$20,558
6	$117,908	$23,582
7	$133,025	$26,605
8	$148,143	$29,629
***	Add $15,118 for each additional family member	Add $3,024 for each additional family member

How do I Apply?

Students who are interested in applying to Caldwell University through the EOF program must:

• Apply to the university by completing an application via the Common App or online application by visiting https://www.caldwell.edu/
  
• Arrange to have the following mailed to the Admissions Office:
  • Official High School transcript or G.E.D. certificate
  • SAT or ACT scores (optional)
  • Letters of recommendation (2)
  • Essay
  • Federal Tax Return Transcripts from 2022 and 2023 must be emailed to eof@caldwell.edu upon request.
  • Complete a Free Application for Federal Student Aid (FAFSA) or the New Jersey Alternative Financial Aid Application. List Caldwell University as one of the schools you want to receive the financial aid information (College code 002598).
  • Students who qualify will then be invited on campus for an interview.

EOF Graduate Grants

The New Jersey Educational Opportunity Fund provides financial assistance and support for a small graduate program. The objective of the graduate EOF program is to increase participation in graduate and professional study of New Jersey residents from backgrounds of historical poverty. Students who received EOF grants as undergraduates shall be given priority consideration for EOF graduate grants. These students are presumed to have met the financial eligibility criteria for graduate EOF as long as they continue to demonstrate financial need. Graduate grants range from $200 annually to $4,350 annually depending on the type of institution and financial need. These grants are renewable based upon continued eligibility.

Graduate Eligibility

• Must demonstrate an educationally and economically disadvantaged background
• Must be a New Jersey resident 12 consecutive months prior to receiving the award
• Must apply and be accepted to a participating New Jersey college or university
• Must be a full-time graduate student as defined by the institution
• Must meet the financial eligibility criteria as defined in the undergraduate section above
• Must be in a degree/certificate program with a minimum requirement of 24 equivalent semester hours and be at least one academic year in duration.

The EOF program has limited enrollment capacity and is filled on a first-come, first-serve basis.

Two Stories of EOF 2023 Graduates